Types of claims we handle.
1. Professional Liability / Errors & Omissions - We have experience in virtually every class of Professional Liability or E&O claims, including Financial and Business Professionals, Financial Institutions, Construction Professionals, Construction Projects, Technology Companies, Healthcare Providers, and Media Companies.
a. Financial and Business Professionals - Accountants, Actuaries, Financial Planners, Insurance Brokers, Lawyers, Life Insurance Agents, Mortgage Brokers, Paralegals, Real Estate Agents.
b. Financial Institutions - Banks, Insurance Companies, Mutual Fund Dealers, Securities Brokers.
c. Construction Professionals - Architects, Architectural Technologists, Design-Build Contractors, Engineers (Mechanical, Electrical, Structural, Geotechnical, Environmental), Interior Designers, Landscape Architects, Land Surveyors, Project Managers, Quantity Surveyors.
d. Construction Projects - Project Professional Liability policies covering all professionals working on a project.
e. Technology Companies - Website-based Businesses, Software Developers, Information Technology Support Providers, Server Maintenance Providers, IT Consultants, Video Game Developers.
f. Healthcare Providers - Chiropodists, Clinics, Cosmeticians, Home Healthcare Agencies, Laboratory Technicians, Nurses, Opticians, Personal Support Workers, Pharmacists, Physiotherapists, Podiatrists, Ultrasound Technicians.
g. Media Companies - Advertisers, Broadcasters, Movie/Television Producers, Newspapers, Website/Tube-based Media.
h. Other - Consultants of all types, Printers, Pharmaceutical Packagers, Wedding Planners.
2. Directors & Officers Liability – We are one of the few adjusting firms with a genuine depth of experience in handling D&O claims. We have handled D&O claims ranging from discrimination allegations against small non-profit organizations, to billion-dollar securities class actions against multinational public companies. We understand the roles of Directors and Officers, and we understand the businesses in which they operate. We are familiar with the full range of D&O policy forms and features, including:
a. Duty to Defend vs. Duty to Reimburse
b. Entity Coverage
c. Employee and Shareholder Coverage
d. Outside Directorship Coverage
e. Pre-determined Allocation
f. Employment Practices Liability Extensions
3. General Liability – Our experience includes a broad range of industries and a wide variety of claims. We have handled everything from standard Bodily Injury and Property Damage claims to the most complex CGL claims including products liability, costs of correction, recall expenses, pollution losses, defamation, invasion of privacy, and multi-year losses. We are familiar with both occurrence-based and claims-made policy forms. Our expertise in construction projects includes handling claims under Wrap-Up policies.
4. Other Services Offered – Subrogation Recovery, Claims Management, Control Adjusting, Claim File Audits.